Accept bitcoin without a middleman.
Card networks take a cut of every sale and can claw payments back. Bitcoin through your own BTCPay Server settles directly to you, with no percentage fees and no chargebacks.
What we set up
- Your own BTCPay Server instance, hosted and maintained by us.
- In-store point of sale: a tablet or phone shows a QR code, the customer pays, you see it confirm.
- Online checkout that plugs into your existing website or store.
- Lightning support for instant, sub-cent-fee payments on small purchases.
- Automatic conversion to dollars if you do not want bitcoin on the books.
- Clean export of every payment for your bookkeeper.
The honest trade-offs
Bitcoin's price moves, so most merchants price in dollars and convert on receipt. Your bookkeeper needs a short walkthrough the first month. And only a slice of customers pay this way today. In exchange: zero percentage fees, zero chargebacks, settlement you control, and a signal that your business thinks ahead.
Compliance, plainly
A Canadian business that simply accepts bitcoin for goods and services is making sales, not running an exchange. You charge GST as usual and record income in dollars. We set up the records so this is boring. This page is general information, not legal or tax advice; confirm specifics with your accountant.
Frequently asked questions
Do I have to hold bitcoin?
No. You can price everything in dollars and convert incoming bitcoin as it arrives, hold a portion, or hold all of it. That is a setting, not a commitment, and we configure it to your comfort level.
What about taxes?
In Canada, sales paid in bitcoin are still sales: you charge GST as usual and record revenue in dollars at the time of sale. We set up clean records for your bookkeeper. For advice on your specific situation, talk to your accountant; we are engineers, not tax professionals.
Do customers actually pay in bitcoin?
A minority today, and that is fine. Accepting it costs you nearly nothing ongoing, wins a loyal niche of customers who seek out businesses that take bitcoin, and differentiates you locally.
Why BTCPay Server instead of a payment processor?
BTCPay Server is free, open source software you run yourself. There is no processor in the middle, no percentage fee on each sale, no account that can be frozen, and no chargebacks. We host and maintain it for you.
Ready to talk it through?
Tell us about your business and we will reply within one business day.
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